Bring your loan home!

New Rates on Loans on Primary Dwelling

TERM ANNUAL PERCENTAGE RATE
15 YEARS 2.75%
20 YEARS 3.00%
30 YEARS 3.25%

All loans are subject to credit approval and charged the
following fees:
1% Service Charge
$250.00 Loan Application Fee
$300.00 Loan Appraisal Fee (on homes, other properties at cost)

Call a loan officer at 912-537-8805 for more information
or stop by one of our locations to speak to an officer

Our lobbies are open. We ask that you please continue to  use our online services, drive through, ATM, and night deposit whenever possible. When visiting, we ask that you continue to help us practice social distancing, wear a mask, and wash hands often in an effort to keep our employees and other customers as safe as possible.

We will continue to have telephone support available during our normal business hours for transfers, loan payments, online banking support, and debit card issues.

We very much appreciate you working with us through these uncertain times. We value your business and thank you for letting us be your hometown bank!

 

Click here for helpful fraud information!

Banking At Your Fingertips

Our online banking customers can now download the Vidalia Federal Savings Bank mobile app for your Apple and Android smartphones and tablets! Have all your account information at your fingertips- check your balances and history, make transfers, pay a bill from your Online Bill Pay accounts, or make a mobile deposit on-the-go!

  New Card Activation Process 

 Since our core change, you will now activate your ATM/Debit cards by calling 1-866-633-5293. Please remember that you must be calling from the phone number we have on record.

                                        Help us keep your information secure!

Should you receive a call that displayed as a Vidalia Federal telephone number with a person asking for online banking log-in or debit card information, do not EVER give your log-in information (user name and password) to anybody. No one from Vidalia Federal will ever ask you for a password. If you are ever in doubt as to whether a call is "real" or not, if it is from us or from any other organization, you can always hang up, look up the contact number, and call them directly. Always be careful when giving out personal information.

Also please be aware that most "Free Trial Offers" that involve you paying only shipping costs often result in your being charged for products you are not aware of. This has become frequent as of late and customers are not able to dispute the charges because they entered into an agreement with the merchant. Please be responsible when giving our your debit card information!

 To conform with government regulations, transfers to and from passbook savings account are limited to 6 per month via online banking and telebanker.

                                                                           Any transfers in excess of 6 must be done at the bank.