Certificates of Deposit

     Account Minimum Opening Amount Interest Rate APY Interest Calculated Penalty*
IRA 18 Months ^ $250.00 2.50 2.53 Daily 3 Months
3 Months $5,000.00 .50 .50 Daily 1 Month
6 Months $5,000.00 .50 .50 Daily 1 Month
1 Year $1,000.00 2.25 2.27 Daily 1 Month
2 Years $2,500.00 2.50 2.53 Daily 3 Months
3 Years $2,500.00 2.75 2.79    Daily     3 Months
4 Years     $2,500.00     2.75 2.79 Daily 3 Months
5 Years $2,500.00 2.75 2.79 Daily 3 Months

 

Note: There is no rate increase for Jumbo Certificates

^ Rates may change after account is opened.

Rates good as of 10/28/22

* Early withdrawal penalty may apply.  Penalty may be waived on IRA's when account holder reaches 59.5 years of age.  Fees may reduce earnings.  APY= Annual Percentage Yield.

 

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