Privacy Policy
 Vidalia Federal Savings Bank is committed to providing the
highest level of security and privacy regarding the collection and
use of our internet banking customers' personal information, as well
as that of all visitors to our web site. Personal information may be
collected through internet banking transactions, or through the use
of online financial tools such as interactive calculators. A
description of Vidalia Federal Savings Bank’s Internet Banking
Privacy Policy is provided below. If you have additional questions
regarding the privacy of your personal information, contact us.
Respect of Right to Privacy
Vidalia Federal Savings Bank respects your right to privacy and
takes every precaution to provide you with the same level of privacy
within our virtual branch that you receive through more traditional
bank delivery channels.
Collection and Use of Personal Information
The collection of personal information online is designed to
protect access to your personal accounts and to assist the bank in
providing you with the products and services you want and need. All
personal information collected and stored by the bank is used for
specific business purposes - to protect and administer your personal
accounts and transactions, to comply with state and federal banking
regulations, and to help the bank better understand your financial
needs in order to design or improve our products and services.
Employing stringent security measures in the collection of your
personal information, some Vidalia Federal Savings Bank account
applications may be printed from our bank's website for your
convenience. Once completed, these applications must be brought to
our office approval and account opening.
Maintenance of Accurate Information
It is in the best interest of both you and the bank to maintain
accurate records concerning your personal information. For this
reason, Vidalia Federal Savings Bank allows you to update your
personal information online, at anytime, through the submission of
encrypted email requests sent to the bank's secure administration
site. Notifications are immediately sent to approved personnel
alerting them to the receipt of your request. This procedure allows
Vidalia Federal Savings Bank to update your personal information
within a timely manner.
Limited Employee Access to Personal Information
Vidalia Federal Savings Bank limits employee access to your
personal information to only those bank administrators with a
business reason for knowing such information. Vidalia Federal also
educates all employees about the importance of confidentiality and
customer privacy. In addition, individual user names and passwords
are used by approved bank personnel to access your personal
information online, providing audit trails to further safeguard the
privacy of your personal information.
Third-Party Disclosure Restrictions
Vidalia Federal Savings Bank follows strict privacy procedures in
regard to protecting your personal information. In addition, the
bank requires all third parties with a business need to access this
information to adhere to similar and equally stringent privacy
policies. Personal information may be supplied to a third party in
order to process a customer transaction; if the customer requests
it; the disclosure is required or allowed by law (i.e. exchange of
information with reputable reporting agencies, subpoena, or the
investigation of fraudulent activity, etc.); or for marketing
purposes of which the customer has been previously informed and has
been given the opportunity to decline.
Disclosure of Privacy Policies
Vidalia Federal Savings Bank is committed to ensuring the privacy
of its customers' personal information. For more information
regarding the Vidalia Federal Savings Bank Internet Banking Privacy
Policy, contact us.
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