| Account |
Minimum Amount |
Rate |
Interest Calculated |
Penalty |
Checking without Images
Interest-Bearing |
$50.00
$5.00 monthly
Service charge |
.75 |
Daily |
None |
Checking with Images
Interest-Bearing |
$50.00
$7.00 monthly
Service charge |
.76 |
Daily |
None |
| Checking (Incorporated) |
$1000.00
$10.00 monthly
If drops below
minimum |
N/A |
Daily |
None |
Free Checking without Images
No Interest |
$50.00 |
N/A |
N/A |
None |
Free Checking with Images
No Interest |
$500.00 min.
$7.00 if drops
below minimum |
N/A |
N/A |
None |
Customers 65 or older:
No minimum, No service charges, Free Basic Checks
ALL ACCOUNTS INCLUDE: FREE MASTERCARD ATM/DEBIT, FREE 24 HOUR TELEPHONE BANKING, FREE DETAILED STATEMENTS AND FREE ONLINE BANKING WITH BILL PAYMENT.
The following miscellaneous charges apply for all checking accounts:
Stop Payment Fee $25.00
Insufficient Funds Fee $25.00
Photocopy Fee $3.00
Duplicate Statement Fee $2.50
Atm/Debit card replacement fee $5.00
Cancel (hotcard) Atm/Debit card $15.00