| Account |
Minimum Amount |
Rate |
APY |
Interest Calculated |
Penalty |
| IRA |
$250.00 |
1.25 |
1.26 |
Daily |
3 Months* |
| 3 Months |
$5,000.00 |
1.00 |
1.01 |
Daily |
1 Month |
| 6 Months |
$5,000.00 |
1.00 |
1.01 |
Daily |
1 Month |
| 1 Year |
$1,000.00 |
1.00 |
1.01 |
Daily |
1 Month |
| 2 Years |
$2,500.00 |
1.25 |
1.26 |
Daily |
3 Months |
| 3 Years |
$2,500.00 |
1.50 |
1.51 |
Daily |
3 Months |
| 4 Years |
$2,500.00 |
1.75 |
1.77 |
Daily |
3 Months |
| 5 Years |
$2,500.00 |
2.00 |
2.02 |
Daily |
3 Months |
(Note: There is no .25% rate increase for Jumbos)
| Account |
Minimum Amount |
Rate |
APY |
Interest Calculated |
Penalty |
| 6 Months |
$100,000,00 |
1.00 |
1.01 |
Daily |
1 Month |
| 1 Year |
$100,000.00 |
1.00 |
1.01 |
Daily |
1 Month |
| 2 Years |
$100,000.00 |
1.25 |
1.26 |
Daily |
3 Months |
| 3 Years |
$100,000.00 |
1.50 |
1.51 |
Daily |
3 Months |
| 4 Years |
$100,000.00 |
1.75 |
1.77 |
Daily |
3 Months |
| 5 Years |
$100,000.00 |
2.00 |
2.02 |
Daily |
3 Months |
* Penalty may be waived on IRA’s when account holder reaches 59.5 years of age.